Federal Unlock Options

If your locked-in account (LA, LIF, RLIF, Locked-In RRSP, RLSP or PRPP) has been vested under federal regulations, you may have up to five options.

Please select the first applicable option below:

  1. You’re currently set to earn under $43,000 from income and benefits combined in the next consecutive 12 months CLICK HERE
  2. You, your spouse or your dependents have medical expenses of 20% or more of your total income CLICK HERE
  3. Your locked-in plan is valued at $13,320 or less with a statement showing this CLICK HERE
  4. You have permanently departed Canada for at least two years AND I have acquired tax exempt status from Canada Revenue Agency CLICK HERE
  5. An Ontario physician has given you a shortened life expectancy due to illness/disease CLICK HERE